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STATE BANK OF DANVERS

Privacy Policy

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include; social security number; account balances; payment history; overdraft history; account transactions; checking account information. When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Danvers chooses to share; and whether you can limit this sharing.


 

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does State Bank of Danvers Share? Yes
Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you

Does State Bank of Danvers Share? No
Can you limit this sharing? We don’t share.

For joint marketing with other financial companies

Does State Bank of Danvers Share? No
Can you limit this sharing? We don’t share.

For our affiliates’ everyday business purposes – information about your transaction and experiences

Does State Bank of Danvers Share? No
Can you limit this sharing? We don’t share.

For our affiliates’ everyday business purposes – information about your creditworthiness

Does State Bank of Danvers Share? No
Can you limit this sharing? We don’t share

For nonaffiliates to market to you

Does State Bank of Danvers Share? No
Can you limit this sharing? We don’t share

Questions? Call 320-274-8216 or go to sbdanvers.com


 

What We Do

How does State Bank of Danvers protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does State Bank of Danvers collect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

Why can’t I limit all the sharing? Federal law gives you the right to limit only; sharing for affiliates’ everyday business purposes –information about your creditworthiness; affiliates from using your information to market to you; sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.


 

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include: Companies with a State Bank of Danvers in its’ name.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and non-financial companies. State Bank of Danvers does not share with nonaffiliates so they can market to you.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial service providers.

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NOTICE: You are about to leave the State Bank of Danvers website. State Bank of Danvers, any of its agents, representatives or service providers do not control, filter, or review the content of any website that is linked to the State Bank of Danvers website. State Bank of Danvers Privacy Policy does not apply to linked websites and users who browse to a linked website should consult the privacy disclosures on the linked website for further information. Users who browse to a linked website do so at their own risk. Your choice to continue confirms you understand that you are leaving the State Bank of Danvers website.

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Come Celebrate the Merger!

Join us on Wednesday, July 17th from 3-6 pm at our Benson location! We’ll have food, fun giveaways, and free document shredding for customers.

Welcome to the Lake Central Bank Family.

We are thrilled to add Benson as our latest branch location, where you will find an expanded range of banking services designed to meet your financial needs.
Lake Central Bank Logo Mark Wh